A Detailed Guide for UAE Residents: NBAD Balance Inquiry for Salary Card and Account Balances

Managing your finances effectively starts with staying informed about your bank account balance. For UAE residents using NBAD (now FAB) salary cards, prepaid cards, or standard bank accounts, performing a NBAD Balance Inquiry is essential. This guide provides a complete overview of all the methods to perform a NBAD Balance Inquiry safely, quickly, and reliably in 2025.

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What is NBAD / FAB?

The National Bank of Abu Dhabi (NBAD) was one of the leading banks in the UAE until 2016. In December 2016, NBAD merged with First Gulf Bank (FGB) to form First Abu Dhabi Bank (FAB), now the largest bank in the Middle East and North Africa. FAB provides modern banking services to millions of customers, including salary cards, prepaid cards, credit cards, mobile banking, and investment services.

Despite the merger, many UAE residents still use the term NBAD balance inquiry when checking their account balances, especially for salary and prepaid cards.

Importance of Checking NBAD Balance

Instant updates: Your balance reflects real-time transactions.
Financial control: Monitor salaries, expenses, and prepaid card funds.
Security: Detect unauthorized transactions early.
Convenience: Check balances anytime, anywhere, without visiting a branch.

7 Reliable Methods for NBAD Balance Inquiry in 2025

1. NBAD Balance Inquiry via FAB Mobile App

The FAB Mobile App is the fastest and most convenient method.

Download the FAB Mobile App from Google Play or Apple Store.
Log in with your account credentials or register a new account.
Go to the “Prepaid Cards” or “Accounts” section.
Your current balance will appear instantly.

Benefits: Real-time updates, easy-to-use interface, accessible anywhere.

2. NBAD Balance Inquiry via FAB Website

Checking your balance online is simple and works 24/7.

Visit the official FAB website: www.bankfab.com
Click “Sign In” and log in with your credentials.
Choose “Ratibi Card Balance Check” or select your account.
Enter the required card ID or account information.
Click Submit to view your balance.

Benefits: No need to download apps, works on any internet-enabled device.

3. NBAD Balance Inquiry via ATM

Visit a nearby FAB or partner ATM.
Insert your NBAD/FAB salary card.
Enter your 4-digit PIN.
Select “Balance Inquiry”.
View your balance on screen or print a receipt.

Benefits: Quick, free for cardholders, no internet needed.

4. NBAD Balance Inquiry via SMS

Open your mobile messaging app.
Send a text to 6222 in this format: BAL [Last 4 digits of card]
Receive your balance in about 10 seconds.

Benefits: Works without apps or internet, instant results.

5. NBAD Balance Inquiry via WhatsApp

Save FAB’s WhatsApp number: +971 56 578 9997
Send “Hi” or “Hello” from your registered mobile.
Enter the OTP received.
Type “Balance” or “Available Balance” to get instant information.

Benefits: Convenient for smartphone users, fast and secure.

6. NBAD Balance Inquiry via Customer Care

UAE Numbers: 600 525 500
International: +971 2 681 1511
Call the appropriate number and select your language.
Request NBAD balance inquiry and provide card or account details for verification.

Benefits: Personalized support, ideal for complex queries.

7. NBAD Balance Inquiry at Branches

Locate a branch using FAB Branch Locator.
Bring your Emirates ID and salary card.
Ask the customer service officer for a balance inquiry.
Request a printed statement if needed.

Benefits: Full assistance, reliable, good for resolving issues.

NBAD Balance Inquiry Safety Tips

Avoid public computers for online banking.
Keep your software and apps updated.
Use two-factor authentication (2FA) whenever possible.
Never share your PIN or account credentials.
Always log out after checking your balance.
Use secure internet connections; avoid free public Wi-Fi.

NBAD Salary Card Eligibility Criteria

Must be employed in a UAE-based company.
Employer must have an active FAB business account.
Employee must be registered with Wage Protection System (WPS).
Minimum age: 21 years.
Valid Emirates ID required.

Fees and Charges for NBAD Salary Cards

Service	Cost	Paid By
New Card Fee	AED 5	Employer
Monthly Fee	AED 5	Employer
Lost Card Replacement	AED 25	Employee
ATM Withdrawal	FREE	-
PIN Services	FREE	-

Common Problems and Solutions

Balance not updated online → Wait 24–48 hours for salary processing. Contact customer service if still wrong.
ATM declines cash despite sufficient balance → Check daily withdrawal limits or call support.
SMS balance check fails → Verify your registered mobile number or try alternative service codes.

NBAD / FAB SWIFT & IBAN Codes

SWIFT Code: NBADAEAA or NBADAEAAXXX
IBAN: 23-character code starting with “AE”
Always verify codes before sending money to avoid errors.

Key Takeaways

NBAD balance inquiry in 2025 can be done quickly via multiple methods including mobile app, website, ATM, SMS, WhatsApp, customer care, and branch visits, ensuring convenience for all UAE residents.
Regularly checking your salary card, prepaid card, or account balance helps maintain financial control, detect unauthorized transactions early, and stay updated on real-time transactions.
Following safety tips such as using secure connections, protecting your PIN, and enabling two-factor authentication ensures that your NBAD/FAB balance inquiries remain safe and secure.

Conclusion

Performing a NBAD balance inquiry in 2025 is faster, easier, and more secure than ever. Whether you use the mobile app, website, ATM, SMS, WhatsApp, or branch services, FAB ensures that UAE residents can monitor salary and prepaid card balances with convenience and safety. Regular balance checking helps manage finances effectively and protects against unauthorized transactions.